Report: Even One Speeding Ticket Will Raise Your Rates Over 15%

One Speeding Ticket Can Raise Rates by More than 15%


US News and World Report has an article about the average cost of car insurance. It says some interesting things about traffic tickets and shows why a traffic lawyer is your best economical choice.

They partnered with Quadrant Information Services and studied the nine biggest car insurance companies and their average rates. They used a number of different criteria and makes and models of cars to come up with their conclusions.

There's some good information in there like a list of the cheapest car insurance companies.

USAA: $2,537.30
Geico: $3,215.01
State Farm: $3,260.00
American Family: $3,443.09
Nationwide: $3,450.00
Progressive: $4,035.52
Farmers: $4,194.27
Travelers: $4,434.91
Allstate: $4,887.95

But the interesting part is the study on how traffic tickets will raise your insurance rates. On average it's a $500 increase for you! A 15% increase on average for just one speeding ticket. 

The national average car insurance rate for drivers with a single speeding ticket comes in at $3,443.30, about $500 more than the national average for drivers with a clean record. 

U.S. News and World Report

You can see the report here.

Average Cost of Car Insurance in the U.S. in 2019

It's always a good idea to keep a clean driving record for this reason alone. It will cost you money if you don't, something I've written about here. A good traffic lawyer will work with you to keep your record clean and keep your insurance bills low.

It's always good to think about this stuff - especially on Tax Day! 🙂 

Aimee Gromowsky

Aimee Gromowsky is formerly an Assistant Prosecuting Attorney for Jackson County and currently a private practice lawyer. Ms. Gromowsky handles thousands of cases in Kansas City, Missouri area courts and was honored with a “Best in Bar” award in 2007 and 2008 from the Kansas City Business Journal. As a Kansas City traffic lawyer, Aimee is determined to represent you in your case by providing exceptional legal counsel and service.